If “Ang init naman!” has become a daily line at home this summer, now might be the perfect time to upgrade essential appliances and gadgets. Home Credit Philippines is offering flexible installment deals on select home appliances and smartphones for as low as ₱23 per day.
Running until May 15, 2026, the promo gives customers access to up to 24-month installment plans with as low as 0% interest and zero down payment for qualified applicants. The offers are available through more than 18,000 partner stores nationwide.
The summer lineup includes inverter air conditioners, refrigerators, and smartphones—ideal for staying cool, preserving food, and staying connected during the hot season.
One of the featured products is the Midea 1.0HP Inverter Window Type Air Conditioner, available for as low as ₱729 per month or around ₱25 per day for 18 months. With an SRP of ₱18,066, the appliance is designed to provide efficient cooling while helping reduce energy consumption.
Meanwhile, households looking for extra food storage can check out the Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator, priced at as low as ₱669 per month or ₱23 per day for 18 months from its SRP of ₱16,578.
For users planning summer trips or looking for a capable everyday smartphone, the HONOR X9d 5G is also part of the promo. The device can be purchased for as low as ₱809 per month or ₱27 per day for 18 months, from an SRP of ₱18,999.
More appliances and gadgets are also available through Home Credit’s flexible installment plans:
| Product Name | Unit Price | Loan Term | Monthly* | Daily |
| Carrier 1.0HP Inverter Window Type Air Conditioner | ₱27,516 | 18 | ₱1,119 | ₱37 |
| Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator | ₱19,295 | 18 | ₱779 | ₱26 |
| Samsung Galaxy S25 256GB/12GB Icy Blue Cellphone | ₱51,990 | 24 | ₱1,659 | ₱56 |
| TCL 1.0HP Inverter Split Type Airconditioner | ₱34,495 | 18 | ₱1,399 | ₱47 |
| Panasonic 9.5cu ft Inverter Two Door Top Freezer Refrigerator | ₱22,465 | 18 | ₱909 | ₱31 |
| Apple iPhone 17 Pro 256GB Silver | ₱80,990 | 24 | ₱2,513 | ₱84 |
| Condura 8.2cu ft Inverter Top Freezer Refrigerator | ₱18,601 | 18 | ₱749 | ₱25 |
*Monthly rate includes the processing fee and is calculated based on a 30% down payment.
Easy Application Process
According to Home Credit Philippines, customers only need one valid ID to apply, with approvals possible in as fast as one minute. Representatives at partner stores are also available to assist customers throughout the process.
Customers may also download the official Home Credit app for pre-approval through:
- Google Play Store
- Apple App Store
- Huawei AppGallery
For more information and updates, visit Home Credit Philippines or check its official social media pages.
Home Credit Philippines is a financing company licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
