Unexpected expenses can disrupt even well-planned budgets. A home repair, school requirement, or store restock can require quick funding. GLoan on GCash aims to address this by offering fast access to cash, now bundled with free health and loan insurance for approved GLoans of at least ₱500.
Covering Today’s Needs, Protecting Tomorrow
For households, GLoan helps cover urgent bills or repairs, with insurance providing extra security for the family.
For sari-sari stores and small businesses, GLoan supports restocking without delaying operations. The free health coverage also helps cushion income loss due to illness.
During home projects, GLoan covers materials and other expenses, while insurance remains active in case of hospitalization or accidents.
Extra Support for Life’s Unexpected Moments
Eligible users can borrow up to ₱150,000 with instant disbursement to their GCash wallet. Funds may cover household, school, or mixed expenses with repayment terms up to 24 months and interest rates starting at 1.59 percent.
Every approved GLoan includes free health and loan insurance via GLoan Protect at no additional cost.
How to Apply
- Open the GCash app and tap “Borrow”, then choose “GLoan”.
- Enter your loan amount.
- On the installment page, GLoan Protect is already bundled.
- Agree to the terms and submit.
- Once approved, funds are released to the GCash wallet and the insurance policy appears in My GInsure within 24 hours.
Coverage starts at loan approval and remains active until the end of the loan term, even for loans settled early.
Who is Eligible? Users must be:
- 21 to 65 years old
- Filipino citizen
- Fully verified GCash user
Your GLoan must have:
- Minimum ₱500 amount
- Minimum 1-month term
- Approved and disbursed status
Free insurance is available for every approved GLoan from January 16 to March 31, 2026.
For more information, visit MyGInsure in the GInsure dashboard, check the GLoan section in the Help Center, or visit new.gcash.com.
